The MAX VISA Platinum comes with special benefits that provide you with peace of mind, and often real savings, when you're traveling or shopping. Wherever you are, whenever you need assistance, you can take advantage of these valuable services 24 hours a day, 365 days a year.

To protect your purchases, the MAX VISA Platinum card offers you:

• Extended warranty protection
• Extended service agreements
• $1,000 Personal Identity Theft Coverage

For renting a car:

• Auto rental insurance at no additional cost
• Coverage on a 24-hour basis for damage due to collision or theft
• Coverage up to the actual cash value of most rental cars
• Worldwide protection

For assistance along the way:

• Travel and emergency assistance
• Medical and legal referrals (English-speaking)
• Emergency transportation assistance
• Ticket replacement, lost luggage and more

Travel Assistance Services:

• Travel Reservations: Using the Travel Reservation Service toll-free number, 1-800-778-1725, you can make hotel/motel reservations, rental car arrangements, airline, train or cruise ticket reservations and more - everyday, around the clock.
• Travel Discounts: You are entitled up to a 25% discount on auto rental rates at most rental car locations in the U.S. and many foreign countries.
• Travel Dividends: Any reservations booked through the Travel Reservation Service and charged to your card will receive a 5% cash dividend of the purchase price (less taxes) on all scheduled airline, lodging, car rental, cruises, and tours.

Travel Insurance:

• Travel Accident Insurance: You are automatically covered by $1,000,000 accidental death and dismemberment protection when traveling by air, bus, train, taxi or any other common carrier anywhere in the world when your card is used to purchase your ticket.
• Lost or Damaged Luggage Insurance: When your luggage is lost or damaged, you are automatically eligible to receive reimbursement for direct physical loss or damage of baggage and personal property.
• Automatic Hotel/Motel Burglary Reimbursement Insurance: When you use your card to register and pay for your lodging at any hotel or motel in the US or Canada, you are automatically eligible to receive reimbursement for amounts paid to replace personal property lost as a result of a burglary from your hotel or motel room.
• Auto Rental Insurance: Auto rental insurance is at no additional cost to you and the coverage is on a 24-hour basis for damage due to collision or theft. There is worldwide protection coverage up to the actual cash value of most rental cars.

Personal Identity Theft (Effective March 1, 2004):
The Visa Personal Identity Theft Coverage program offers coverage up to a maximum of $1,000 in reimbursements for the costs incurred as a direct result of the identity theft to reestablish your identity including:

• Attorney fees for removing wrongful judgments or to defend against actions taken by creditors.
• Application and processing fees for the resubmission of loans, grants, and credit or other debt instruments rejected solely because of the identity theft.
• Notarization of affidavits attesting to identity theft.
• Long distance calls and postage incurred in reporting identity theft.
• Lost wages for time taken to rectify records as a direct result of the identity theft.
  

This is only a summary of your benefits. For more detailed information, call 1-800-776-6776 or (334) 260-2600, and select option "4".

1-800-VISA-911
Call the Visa Assistance Center whenever you need emergency services or answers, 24 hours a day, 365 days a year.