| Business Certificate Accounts | | Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY | | 30 Day | $500 | At Maturity | 0.499% | 0.500% | | 60 Day | $500 | At Maturity | 0.599% | 0.600% | | 90 Day | $500 | At Maturity | 1.045% | 1.050% | | 06 Month | $500 | At Maturity | 1.395% | 1.400% | | 12 Month | $500 | Quarterly | 1.541% | 1.550% | | 18 Month | $500 | Quarterly | 1.689% | 1.700% | | 24 Month | $500 | Quarterly | 1.689% | 1.700% | | 30 Month | $500 | Quarterly | 1.788% | 1.800% | | 36 Month | $500 | Quarterly | 1.788% | 1.800% | The Dividend Rate and Annual Percentage Yield (APY) on our Business Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures Document. | | |